Transit
Best credit card for transit
Every card in our verified catalog that multiplies transit, ranked by what a dollar of transit spending actually earns. Points and miles are valued at 1.25¢ each; caps and annual fees are part of the math, not footnotes.
| Card | Rate | Per $100 | Cap | Annual fee |
|---|---|---|---|---|
| Sapphire PreferredChase · gas stations and EV charging, added June 2026 | 3× | $3.75 | None | $95 |
| Blue Cash PreferredAmerican Express · U.S. gas stations plus transit | 3% | $3.00 | None | $95 |
The real answer depends on what else you spend
This table ranks cards in isolation. Connect your bank and WhatCard ranks them against your actual spending, net of every fee, including when the answer is “keep the cards you have.”
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